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First-Time Homebuyers Program
First Time Home Buyers Program

The Ocean County Consortium receives a HOME Investment Partnership Program Block Grant each year from the U.S. Department of Housing and Urban Development. These funds are used to create affordable housing for low and moderate income households.

The HOME Program is providing Ocean County with funding needed to continue the FIRST-TIME HOMEBUYER GRANT PROGRAM. The purpose of this program is to assist first time homebuyers with funds for closing costs and down-payment assistance. The goal of this program is to help Ocean County residents achieve their dream of homeownership.

OCEAN, Inc. First-Time Homebuyer Information:

O.C.E.A.N., Inc. is the administrator for the Ocean County Consortium's First-Time Homebuyer program. The program brings together County government agencies with many area lenders including O.C.E.A.N., Inc. in a cooperative effort to increase the opportunity for homeownership among the county's low to moderate income households.

Interested individuals and families should contact the O.C.E.A.N., Inc. Housing Counselor 732-288-2614, Ext. 104. The program utilizes HUD income guidelines to determine eligibility. All eligible applicants must attend a free introductory seminar that covers the basics of home buying and homeownership including topics such as determining how much you can afford, the importance of your credit report, the mortgage application process, and a review of homeownership responsibilities.

Those who do not qualify for the First Time Homebuyer program may decide to utilize other O.C.E.A.N., Inc. Housing Counseling services to obtain assistance in developing a savings plan, repairing and maintaining good credit, and budgeting for homeownership.

For more information:

Robin Florio, Senior Administrative Analyst, Fair Housing Officer

Ocean County Department of Planning
129 Hooper Ave.
PO Box 2191
Toms River, NJ 08754-2191
(732) 929-2054
(732) 244-8396 FAX

Resources & Links:

U.S. Department of Housing and Urban Development:

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Ocean County Department of Planning, 129 Hooper Avenue, P.O. Box 2191, Toms River, NJ 08754-2191
The preceding information has been provided as a service of the Ocean County Board of Chosen Freeholders.
©2017 Ocean County Department of Planning. All rights reserved.

August 3, 2017

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